NextChapter

Entry-level credit analyst jobs: what the job is, skills and open roles

A credit analyst decides how risky it is to lend to a person or business by reading financial statements and credit reports and writing a recommendation. Right now 544 entry-level credit analyst jobs are open on employers’ own career sites.

What a credit analyst does

In the finance and accounting family of jobs. Roles that keep the books, check the numbers and pay the bills.

A typical day

  1. 1. Read financial statements and reports
  2. 2. Calculate ratios
  3. 3. Write credit memos
  4. 4. Monitor existing accounts
  5. 5. Recommend limits or terms

Do you need experience?

2 of the 544 open entry-level credit analyst jobs say in their own text that no experience is required. 6 say they provide training. The figures are counted from the posting text and change as jobs open and close.

Open entry-level credit analyst jobs

Taken from employers’ own career sites and checked to still be open within the last week.

Showing the newest 15 of about 544 verified open jobs here. Search all jobs

Search all credit analyst jobs

Skills for credit analyst jobs

The skills this job uses, most important first. Most can be learned or shown before the first day.

Skills to build or show

  1. 1. Financial statement analysis
  2. 2. Excel
  3. 3. Writing
  4. 4. Judgment
  5. 5. Attention to detail

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The market for credit analyst work

Every figure names its source.

Open entry-level credit analyst jobs
544

Source: NextChapter, checked against employer career sites, last 7 days.

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Openings that say no experience is required
2

Source: The posting’s own text, counted by NextChapter.

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Openings that say they provide training
6

Source: The posting’s own text, counted by NextChapter.

Median pay in listings that state it
$71,500

Source: NextChapter verified openings (137 with pay).

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Employment outlook, the closest government category
Projected to shrink 4% from 2025 to 2035.

Source: BLS Employment Projections, 2025–2035.

AI use at work, the closest government category
Among credit analysts, AI is already used for some of the tasks.

Source: Anthropic Economic Index.

Across 137 open entry-level credit analyst listings that state an annual pay figure, the middle half run from $65,000 to $85,000, with a median of $71,500. Listings that state pay are not every listing, and some roles add commission or bonus on top.

Outlook and AI-use figures are for the government category “Credit analysts”, the closest match to this job.

Where entry-level credit analyst jobs are

Between jobs? Unemployment benefits and severance rules in these states, or in every state.

Employers hiring credit analysts now

  • GPAC 71
  • gpac 21
  • Energy Innovation 18
  • Bank of America 7
  • Fifth Third Bank 5
  • PlainsCapital Bank 5
  • Banner Bank 4
  • CNB Financial Corp/Pa 4
  • Corpay 4
  • Park Avenue Group 4

More jobs like credit analyst

Roles that use the same skills, and where this job commonly leads.

Where it can lead

Similar entry-level jobs

All entry-level finance and accounting jobs · Credit Analyst jobs at every level

Questions about credit analyst jobs

What does a credit analyst do?
A credit analyst decides how risky it is to lend to a person or business by reading financial statements and credit reports and writing a recommendation. A typical day includes: read financial statements and reports; calculate ratios; write credit memos; monitor existing accounts; recommend limits or terms.
Can I get an entry-level credit analyst job with no experience?
2 of the 544 open entry-level credit analyst jobs say in their own text that no experience is required. 6 say they provide training. The figures are counted from the posting text and change as jobs open and close.
What skills do you need to be a credit analyst?
The skills this job uses most are financial statement analysis, excel, writing, judgment, attention to detail. Most can be learned before the first day through coursework, short courses, practice or a related job.
How much does an entry-level credit analyst make?
Across 137 open entry-level credit analyst listings that state an annual pay figure, the middle half run from $65,000 to $85,000, with a median of $71,500. Listings that state pay are not every listing, and some roles add commission or bonus on top.
Where can a credit analyst job lead?
People in this job commonly move to financial analyst, loan processor, compliance analyst, staff accountant. The link between jobs is the shared skills; the path is not guaranteed and depends on the employer.

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