Illinois unemployment benefits and severance: amount, weeks and how to file
In Illinois, unemployment benefits last up to 26 weeks and pay up to $628 a week (as of July 1, 2026). There is an unpaid waiting week, and you file with the Illinois Department of Employment Security. Severance is not deducted from your benefit in Illinois.
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By Justin KullaLast updated
Last verified October 6, 2026 against official sources.
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Does severance affect unemployment in Illinois?
Not deducted
Severance is not deducted from your benefits.
Illinois’s rule: Illinois rule 56 Ill. Adm. Code 2920.45 says severance pay does not make a claimant ineligible for benefits.source, October 6, 2026
Either way, file as soon as you are out of work and report any severance when asked: the agency decides how it counts. See how all 50 states and DC treat severance and severance pay: taxes, negotiating and the agreement.
Illinois benefits at a glance
| Maximum weekly benefit | $628source, July 1, 2026 |
|---|---|
| Minimum weekly benefit | $51source, July 1, 2026 |
| Maximum weeks of benefits | 26 weeks (26 weeks for all eligible claimants (uniform duration))source, July 1, 2026 |
| Weeks depend on the state unemployment rate | Nosource, July 1, 2026 |
| Unpaid waiting week | Yessource, October 6, 2026 |
| Severance pay | Illinois rule 56 Ill. Adm. Code 2920.45 says severance pay does not make a claimant ineligible for benefits.source, October 6, 2026 |
| Pay in lieu of notice | Check with the Illinois Department of Employment Security |
| Work-search requirement | Claimants must actively seek work each week; the minimum number of weekly work search activities is listed as "Quality not quantity".source, January 1, 2023 |
| Extended benefits | Not available nowsource, October 4, 2026 |
| How to file | the Illinois Department of Employment Securitysource, October 6, 2026 |
Weekly amounts exclude dependents’ allowances. Severance, pay in lieu of notice and work-search entries dated January 1, 2023 come from the Department of Labor’s latest Comparison of State UI Laws, which reflects state law on that date; confirm them with the Illinois Department of Employment Security.
How to file for unemployment in Illinois, step by step
- Gather what you need (the list below) before you start, so the form does not time out.
- File an initial claim with the Illinois Department of Employment Security. File the first week you are out of work; most states pay only from the week you file. Open Illinois’s filing page
- Expect one unpaid waiting week. Illinois does not pay the first eligible week, so filing early starts that week sooner.
- Request payment every week or every two weeks. Filing the claim does not pay you. You report that you are still out of work and looking, on the schedule the Illinois Department of Employment Security gives you, or that week is not paid.
- Meet the work-search rule. Claimants must actively seek work each week; the minimum number of weekly work search activities is listed as "Quality not quantity".
- Read every notice that arrives. The agency’s decision on your claim comes by mail or online, and the appeal clock starts on it (below).
What to have ready before you file in Illinois
- Your Social Security number
- A driver’s license or state ID
- Names, addresses and dates of work for your recent employers (many states ask for the last 18 months; your agency says how far back)
- The reason each job ended, and your last day worked
- Bank account and routing numbers if you want direct deposit
- If you are not a U.S. citizen, your work authorization number
The form is the Illinois Department of Employment Security’s own; this list is what state claim forms commonly ask. See also CareerOneStop’s unemployment benefits finder.
If your Illinois claim is denied: the appeal deadline
30 calendar days from the date the notice was mailed or delivered.
That is the published figure for a claimant’s first appeal. The date printed on your own notice controls, so use it if it differs, and file on the first day you can: a late appeal is usually refused. Most agencies say to keep requesting payment every week while an appeal is pending; ask the Illinois Department of Employment Security.
Source: U.S. Department of Labor, Comparison of State Unemployment Insurance Laws, Table 7-2, state law as of January 1, 2023. source.
Your first 60 days in Illinois
Four clocks start when you lose your job. In the order you will meet them:
- This week: file for unemployment. Most states pay only from the week you file, even if you got severance. Illinois has an unpaid waiting week, so the sooner you file the sooner it starts. File with the Illinois Department of Employment Security
- Before you sign a severance agreement: read the clock on it. If you are 40 or older, a release of age-discrimination claims must give you at least 21 days to consider it (45 days if it is part of a group layoff program) and 7 days to change your mind after you sign. See the agreement rules.
- Within 60 days: choose health coverage. You have 60 days to elect COBRA and 60 days to join a Marketplace plan. Severance and unemployment pay count as income for any Marketplace credit. COBRA vs ACA in Illinois.
- Check whether you were owed notice. Employers with 100 or more employees must give 60 days’ written notice of a plant closing or mass layoff. See the WARN Act checker.
Taxes: unemployment benefits are taxable income and severance has tax withheld. See what a severance leaves after withholding.
Severance and pay in lieu of notice in Illinois
Severance pay: Illinois rule 56 Ill. Adm. Code 2920.45 says severance pay does not make a claimant ineligible for benefits.
Pay in lieu of notice (including WARN Act pay): Check with the Illinois Department of Employment Security.
File as soon as you are out of work even if you received severance. The agency decides how payments affect your claim, and most states pay only from the week you file.
Local workforce boards in Illinois
Public workforce boards run American Job Centers, which offer free help with job search, training and benefits.
- Career Link
- Du Page County Workforce Innovation Board
- East Central Illinois Workforce Board
- Grundy Livingston Kankakee Workforce Board
- Illinois Department of Commerce & Economic Opportunity
- Kane, Kendal & DeKalb County Workforce Development Board
- Lake County Workforce Development Board
- Land of Lincoln Workforce Alliance Illinois workNet Center
- Local Workforce Innovation Board 23
- LWIA 7
- Macon-Dewitt Workforce Investment Board
- Madison - Bond - Jersey- Calhoun Workforce Innovation Board
- McHenry County Workforce Network Board
- Mid America Workforce Investment Board
- NCI Works
- Southern 14 Workforce Investment Board
- Southern Illinois Workforce Development Board
- The Workforce Connection Inc.
- Two Rivers Regional Council
- Vermillion County Workforce Investment Board
- West Central Development Council, Inc.
- Workforce Development Board of Rock Island, Henry and Mercer Counties, Not-for-Profit Corporation
- Workforce Investment Board of Will County
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Sources: U.S. Department of Labor, Significant Provisions of State Unemployment Insurance Laws and Comparison of State Unemployment Insurance Laws, the DOL Extended Benefits trigger notice, and the Illinois Department of Employment Security. Where official sources disagree or a figure could not be confirmed, this page says to check with the agency rather than estimate. Rules change; the agency’s decision on your claim is what counts. See our editorial standards.