What is the maximum unemployment benefit in Maryland?

$430 a week as of July 1, 2026; the minimum is $50.

How many weeks of unemployment can you get in Maryland?

Up to 26 weeks (26 weeks for all eligible claimants (uniform duration)).

Does Maryland have a waiting week for unemployment?

No. There is no unpaid waiting week.

How do I file for unemployment in Maryland?

File an initial claim with the Maryland Department of Labor, Division of Unemployment Insurance at https://labor.maryland.gov/unemployment-insurance/claimants/. File the first week you are out of work, then request payment every week or every two weeks on the schedule the agency gives you.

What do I need to file for unemployment in Maryland?

Your Social Security number; A driver’s license or state ID; Names, addresses and dates of work for your recent employers (many states ask for the last 18 months; your agency says how far back); The reason each job ended, and your last day worked.

How long do I have to appeal an unemployment denial in Maryland?

In Maryland you have 15 calendar days from the date the determination was mailed to appeal a denial (a statute excerpt mentions 30; file within 15 to be safe). The deadline printed on your own notice controls.

Maryland unemployment benefits and severance: amount, weeks and how to file

Q: Should I file for unemployment before I sign a severance agreement in Maryland?

File as soon as you are out of work, even if you received or expect severance, and report it when asked. Most states pay only from the week you file, and the Maryland Department of Labor, Division of Unemployment Insurance decides how severance counts. Ask the Maryland Department of Labor, Division of Unemployment Insurance before you sign.

In Maryland, unemployment benefits last up to 26 weeks and pay up to $430 a week (as of July 1, 2026). There is no unpaid waiting week, and you file with the Maryland Department of Labor, Division of Unemployment Insurance. Severance reduces your weekly benefit in Maryland.

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By Justin KullaLast updated October 29, 2026

Last verified October 6, 2026 against official sources.

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Does severance affect unemployment in Maryland?

Reduces your benefit

Severance counts as income that reduces your weekly benefit for the weeks it covers.

Maryland’s rule: The weekly benefit is reduced by the weekly prorated amount of the payment.source, January 1, 2023

Either way, file as soon as you are out of work and report any severance when asked: the agency decides how it counts. See how all 50 states and DC treat severance and severance pay: taxes, negotiating and the agreement.

Maryland benefits at a glance

Maryland unemployment insurance facts, with sources
Maximum weekly benefit	$430source, July 1, 2026
Minimum weekly benefit	$50source, July 1, 2026
Maximum weeks of benefits	26 weeks (26 weeks for all eligible claimants (uniform duration))source, July 1, 2026
Weeks depend on the state unemployment rate	Nosource, July 1, 2026
Unpaid waiting week	Nosource, January 1, 2023
Severance pay	The weekly benefit is reduced by the weekly prorated amount of the payment.source, January 1, 2023
Pay in lieu of notice	The weekly benefit is reduced by the weekly prorated amount of the payment.source, January 1, 2023
Work-search requirement	Claimants must complete at least 3 work search activities per week.source, January 1, 2023
Extended benefits	Not available nowsource, October 4, 2026
How to file	the Maryland Department of Labor, Division of Unemployment Insurance source, October 6, 2026

Weekly amounts exclude dependents’ allowances. Severance, pay in lieu of notice and work-search entries dated January 1, 2023 come from the Department of Labor’s latest Comparison of State UI Laws, which reflects state law on that date; confirm them with the Maryland Department of Labor, Division of Unemployment Insurance.

How to file for unemployment in Maryland, step by step

Gather what you need (the list below) before you start, so the form does not time out.
File an initial claim with the Maryland Department of Labor, Division of Unemployment Insurance. File the first week you are out of work; most states pay only from the week you file. Open Maryland’s filing page
No unpaid waiting week. Maryland has no unpaid waiting week, so payment can start with your first eligible week.
Request payment every week or every two weeks. Filing the claim does not pay you. You report that you are still out of work and looking, on the schedule the Maryland Department of Labor, Division of Unemployment Insurance gives you, or that week is not paid.
Meet the work-search rule. Claimants must complete at least 3 work search activities per week.
Read every notice that arrives. The agency’s decision on your claim comes by mail or online, and the appeal clock starts on it (below).

What to have ready before you file in Maryland

Your Social Security number
A driver’s license or state ID
Names, addresses and dates of work for your recent employers (many states ask for the last 18 months; your agency says how far back)
The reason each job ended, and your last day worked
Bank account and routing numbers if you want direct deposit
If you are not a U.S. citizen, your work authorization number

The form is the Maryland Department of Labor, Division of Unemployment Insurance’s own; this list is what state claim forms commonly ask. See also CareerOneStop’s unemployment benefits finder.

If your Maryland claim is denied: the appeal deadline

15 calendar days from the date the determination was mailed (a statute excerpt mentions 30; file within 15 to be safe).

That is the published figure for a claimant’s first appeal. The date printed on your own notice controls, so use it if it differs, and file on the first day you can: a late appeal is usually refused. Most agencies say to keep requesting payment every week while an appeal is pending; ask the Maryland Department of Labor, Division of Unemployment Insurance.

Source: U.S. Department of Labor, Comparison of State Unemployment Insurance Laws, Table 7-2, state law as of January 1, 2023. source.

After you file: what actually works in a job search

Your first 60 days in Maryland

Four clocks start when you lose your job. In the order you will meet them:

This week: file for unemployment. Most states pay only from the week you file, even if you got severance. Maryland has no unpaid waiting week. File with the Maryland Department of Labor, Division of Unemployment Insurance
Before you sign a severance agreement: read the clock on it. If you are 40 or older, a release of age-discrimination claims must give you at least 21 days to consider it (45 days if it is part of a group layoff program) and 7 days to change your mind after you sign. See the agreement rules.
Within 60 days: choose health coverage. You have 60 days to elect COBRA and 60 days to join a Marketplace plan. Severance and unemployment pay count as income for any Marketplace credit. COBRA vs ACA in Maryland.
Check whether you were owed notice. Employers with 100 or more employees must give 60 days’ written notice of a plant closing or mass layoff. See the WARN Act checker.

Taxes: unemployment benefits are taxable income and severance has tax withheld. See what a severance leaves after withholding.

Severance and pay in lieu of notice in Maryland

Severance pay: The weekly benefit is reduced by the weekly prorated amount of the payment.

Pay in lieu of notice (including WARN Act pay): The weekly benefit is reduced by the weekly prorated amount of the payment.

File as soon as you are out of work even if you received severance. The agency decides how payments affect your claim, and most states pay only from the week you file.

Local workforce boards in Maryland

Public workforce boards run American Job Centers, which offer free help with job search, training and benefits.

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Sources: U.S. Department of Labor, Significant Provisions of State Unemployment Insurance Laws and Comparison of State Unemployment Insurance Laws, the DOL Extended Benefits trigger notice, and the Maryland Department of Labor, Division of Unemployment Insurance. Where official sources disagree or a figure could not be confirmed, this page says to check with the agency rather than estimate. Rules change; the agency’s decision on your claim is what counts. See our editorial standards.