Fraud Data and Analytics Analyst

Thank you for your interest in a career at Regions. At Regions, we believe associates deserve more than just a job. We believe in offering performance-driven individuals a place where they can build a career --- a place to expect more opportunities. If you are focused on results, dedicated to quality, strength and integrity, and possess the drive to succeed, then we are your employer of choice.

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Job Description:

At Regions, the Fraud Data and Analytics Analyst transforms data into a meaningful format for operational and/or decision-making purposes, with a specialization in analyzing fraud-based threats. Focusing on day-to-day deliverables, this role works with senior analysts and managers to gather and interpret data for leaders to make data-driven decisions in support of fraud detection efforts and providing insights to protect the bank from financial loss.

Primary Responsibilities

Performs in-depth analysis and interpretation of fraud-based threats impacting the bank by gathering and analyzing data, providing reports from the analysis, determining how fraud was conducted, quantifying losses, and providing recommendations to management to address the threat and mitigate losses

Identifies fraud savings opportunities through net loss or operational efficiency / effectiveness

Assesses effectiveness of current rule strategies and performs analysis to drive recommendations for enhancements

Develops and executes transaction and system monitoring for unusual and/or suspicious merchants and other redemption activities

Assists in the preparation of visual reports/presentations to present analysis to management

Modifies reports that are valuable, readable, and presentable to stakeholders

Interprets, analyzes, and provides insights to teams and managers to determine operational impact, trends, and opportunities

Performs data analysis to help achieve data automation

Creates and maintains databases to help classify and store information

Completes day-to-day deliverables and ad-hoc data reports to support business needs/projects and answer data-related questions

Ensures compliance by performing quality data audits, mining, and management

Monitors data and analytics trends and seeks opportunities for continuous improvement

Partners with the centralized Data Governance team to implement and support data governance and data quality requirements

Stays abreast of best practices and fraud trends to optimize and refine controls used to detect fraudulent activity

May offer guidance to junior analysts, ensuring proper training and tools are provided

This position is exempt from timekeeping requirements under the Fair Labor Standards Act and is not eligible for overtime pay.

Requirements

Master's degree in Business, Computer Science, Information Systems, Finance, Statistics, Criminal Justice, Mathematics, Engineering, or related field and two (2) years of experience in a data analytics or related role

Or, a Bachelor’s degree in Business, Computer Science, Information Systems, Finance, Statistics, Criminal Justice, Mathematics, Engineering, or related field and four (4) years of experience in a data analytics or related role

Preferences

Experience utilizing analytical software and programming such as Structured Query Language (SQL), Statistical Analysis System (SAS), Python, Ruby, R, MATLAB, Scala, or Java

Working knowledge of business intelligence software (e.g. Tableau, Power BI)

Experience in Big Data Technologies like Snowflake, Hadoop, Hive, Impala, Spark, or Kafka

Experience in Machine Learning, Deep Learning, or Artificial Intelligence

Skills and Competencies

Advanced analytical skills

Demonstrated leadership capabilities

General knowledge of the banking industry

General knowledge of fraud processes

Proficiency in Microsoft Office (Excel, Word, PowerPoint, Outlook, etc.)

Strong verbal, written communication, and organizational skills

Strong work ethic and self-motivation

Additional Job Preferences

Data Analysis & Interpretation

Ability to analyze large, complex datasets to identify trends, patterns, and anomalies

Strong understanding of KPIs, metrics, and business performance indicators

SQL & Data Querying

Advanced SQL for data extraction, transformation, and validation

Experience with complex joins, CTEs, and performance optimization

Data Visualization & Reporting

Designing interactive dashboards and reports using tools like Power BI, or Tableau

Applying best practices in data storytelling, visualization design, and user-centered reporting

ETL & Data Preparation

Experience working with data pipelines, transformations, and data cleansing

Understanding of source systems, data lineage, and refresh schedules

Experience with Python, Spark, and Snowflake systems

Ability to deploy code to production using Git + Harness Pipelines

Data Modeling

Knowledge of dimensional modeling (star/snowflake schemas)

Ability to structure fact and dimension tables for efficient reporting

Regions will not sponsor applicants for work visas for this position. Applicants for this position must be currently authorized to work in the United States on a full-time basis.

Regions will not provide relocation assistance for this position, and relocation would be at your expense. This position must be within a reasonable driving distance to Birmingham, AL, Atlanta, GA or Charlotte, NC .

Position Type Full time

Compensation Details

Pay ranges are job specific and are provided as a point-of-market reference for compensation decisions. Other factors which directly impact pay for individual associates include: experience, skills, knowledge, contribution, job location and, most importantly, performance in the job role. As these factors vary by individuals, pay will also vary among individual associates within the same job.

The target information listed below is based on the Metropolitan Statistical Area Market Range for where the position is located and level of the position.

Job Range Target:

Minimum: $79,223.00 USD Median: $100,070.00 USD

Incentive Pay Plans: This job is not incentive eligible.

Benefits Information

Regions offers a benefits package that is flexible, comprehensive and r