Share of this job’s tasks that AI is already used for at work, from real usage. It is not a forecast of job loss, and a low number means no use seen yet. Source: Anthropic Economic Index.

Check how this applies to your own job

Bank of America has filed one layoff notice in the last twelve months, covering 170 workers, most recently March 2026. These are public filings with state labor departments, and an open role can sit alongside them. See the filings

Skills this job asks for

Say which you have and which you want to build. We use it to match you to jobs like this one.

About the job

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work and providing a culture of caring is core to how we drive Responsible Growth. We are intentional about fostering an inclusive workplace where every teammate has the opportunity to succeed, build a career and contribute to our shared success. This includes attracting and developing exceptional talent, recognizing and rewarding performance, and supporting our teammates’ physical, emotional, and financial wellness through affordable, competitive and flexible benefits. We value the unique perspectives individuals bring from all backgrounds and career paths - whether shaped by military service, community college education, or a wide range of work and life experiences. These journeys foster resilience, leadership and innovation, strengthening our workforce and positively impact the communities we serve.

Bank of America is committed to an in-office culture that supports collaboration, engagement, and career development. Our approach includes clear in-office expectations, while providing an appropriate level of flexibility based on role-specific responsibilities and business needs. At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

Job Description: As an Underwriter on the Global Commercial Banking credit team, you will be responsible for underwriting loans and related credit exposure for a portfolio of middle market companies across a broad range of industries with annual revenues ranging from $50 million to $2 billion in the Houston Tx., Dallas Tx. and Clayton Missouri markets. Working in close partnership with Relationship Management, Debt Capital Markets, Investment Banking and other product teams, you will analyze lending opportunities and perform ongoing portfolio monitoring. You will report to a Senior Credit Manager and work day-to-day with a team of Credit Officers, fellow Underwriters and Credit Analysts.

Responsibilities:

Partner with credit teammates, relationship management and product teams to develop strategic debt financing solutions

Employ credit and accounting knowledge to structure bilateral and syndicated loans aligned with client needs and bank risk parameters

Analyze ancillary credit exposure for treasury, rates and foreign exchange products

Perform due diligence and dynamic risk assessments of borrowers, industries and transactions

Create credit approval packages and own the credit approval process from initiation through final decision

Construct detailed financial cash flow and repayment models, including sensitivity analyses

Complete enterprise value (discounted cash flow), pricing, returns and risk rating models

Ensure adherence to regulatory and internal policies and procedures

Exercise approval authority for certain credit actions

Present well supported opportunities to credit and risk leadership

Partner with internal and external legal partners to complete loan documentation

Oversee quarterly monitoring exercises and requirements

Skills:

Attention to Detail

Credit and Risk Assessment

Financial Analysis

Underwriting

Written Communications

Analytical Thinking

Credit Documentation Requirements

Financial Forecasting and Modeling

Recording/Organizing Information

Business Acumen

Collaboration

Collateral Management

Loan Structuring

Prioritization

Required Qualifications:

BA/BS degree required

5 to 10 years of Commercial Banking (Middle Market, Large Corporate or Leveraged Finance) underwriting experience

Proficiency in accounting principles, financial statement analysis and financial modeling

Solid foundation in credit analysis, including evaluation of business risk, industry trends and capital structures

Understanding of credit documentation, including term sheets, credit agreements and ancillary agreements (e.g. security, guarantee and intercreditor agreements)

Strong written and verbal communication skills

Unwavering attention to detail and accuracy

Ability to work in a fast paced, deadline driven environment

Ability to juggle and prioritize multiple transactions and responsibilities at a time

Desired Qualifications:

Experience with the syndicated loan execution process

Knowledge of derivative products and documentation (i.e. ISDA agreements)

Capability to conduct negotiations with clients

Shift: 1st shift (United States of America)

Hours Per Week: 40